Zamcash Loans Application | Online Loan Guide

Zamcash Loans

Apply for personal loans and get funds in a few minutes. With your mobile phone, you can get up to K2000 with ease. You do not need paperwork to begin your application. Also, you can complete your loan application at the convenience of your home. No collateral or guarantors. Apply for the Zamcash loans and meet your emerging needs.

Do you want to learn about the loan? Scroll through to learn about the online application process. 

What Is Zamcash Loan?

Zamcash is a straightforward, fully online lending platform that offers fast, short-term loans in Zambia to aid with unforeseen costs or urgent cash demands. With our simple application process, you may apply for a Zamcash loan any time of the day or night and receive cash in just a few short minutes.

The platform has proven to be a good site where people can do transactions. They are known for quality service and have maintained relationships with customers. 

On Zamcash, you can repay your loan without feeling it. The platform gives users options to choose their payment method online. 

Zamcash loans Login.

Users that wish to get loans fast must log in to access the loan options. To login to your Zamcash account, follow the easy steps below:

  • Visit the Zamcash official website
  • Click on login
  • Put your registered number. (Must be MTN or AIRTEL)
  • Click on next to proceed.

Zamcash Loans Requirements

There are conditions to meet to be eligible for the loan. This requirement qualifies the customer to get loans quickly.

Check the requirements below:

  • Must be a Zambian citizen
  • Should have your own mobile money(MTN/Airtel)
  • The customer must have a Zambian NRC.
  • Applicants must be between the of age 21-60.
  • Applicants must be working in a registered company with a steady salary. Though the system is not open to everyone.

How to Get A Loan On Zamcash

There are three simple steps to get a loan on Zamcash. Follow the steps to avoid complications and apply smoothly. It takes no less than 10mins to complete the online application.

Take these three easy steps to get a loan:

  • Create an account, and fill out the online form with your details.
  • Provide Your minimal personal information with some required documents.
  • Verify that you are happy to receive the online loan. In less than five minutes, you will receive mobile money.

The further advantages of Zamcash:

  • You select loans and duration. Maintaining good credit will allow you access to loans up to K1,000.
  • You can fill out the form anytime. All you need is a device and an internet connection.
  • The loan’s size and term determine the interest rates.

ZamCash Payment Methods

You can repay the loan in two methods:

  • You can make payment directly via Zamcash web payment
  • You can use your mobile money of Airtel or MTN

How To Pay Zamcash Via Web Payment

Follow the easy steps below to repay:

  • Go to, Log in to your account
  • Put your Mobile Number
  • Click here for Verification Code
  • Click Make Loan Payment
  • Select Repayment Method Click WebPay
  • Put the Repayment Amount
  • Put Your Mobile PIN Number
  • Repayment Result

To Pay With the money of Airtel or MTN.

  • Dial *115#
  • Select option 4 — Make Payment.
  • Select option 6 — Goods & Services
  • Put the number 1 on the merchant code
  • Put Business Name,(type zam)
  • Put Repayment Amount
  • Put Reference, Here enter your NRC without slashes
  • Put PIN(Your PIN)

Customer care Services

Contact the customer care services through the following:

260 776435588

260 962303456

From 7:30 AM to 9:30 PM Mon-Sun.


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