Branch Loans | Guide To Apply For Personal Loans

Branch Loans

Learn how you can get instant loans without hassle. You can borrow money to sort issues, fund business, and furnish your homes in a few mins. Carry out these operations with just your mobile phone. Meanwhile, you can pay back the loan at your speed. Branch loans offer instant loans to customers across Africa and beyond.

Do you want to know how it works? Browse through to learn about the Branch loan and how you can apply.

What is Branch Loan? 

Branch Loans is a platform that allows users to borrow money quickly. More like online banking, Branch makes it simple for Nigerians to send money, acquire immediate loans up to 500,000 Naira, and take advantage of investment rewards of up to 15% and 20% annually on Flexi and Fixed investments, respectively. You can access these loans on Branch without documentation. 

Above all, the Branch loan does not take any hidden charges. As a result, customers enjoy free transactions on the site. 

Branch Loans Interest Rate

Loan amounts range from $2,000 to $500,000 at Branch. 9 to 52 weeks are the range of loan terms. Interest rates can be between 17 and 40%, with an equal monthly interest rate of 1.5 to 20 percent and an annual percentage rate (APR) of 18 to 260 percent. It all depends on your loan selection.

Is Branch International Loan Safe?

Yes! The Branch platform is a safe place for your online transactions. You can pay your bills and put money in your account without fear of loss. Also, the CBN regulates Branch loans. You have nothing to worry about when using the platform.

Is Branch Loan Legit?

Branch has a permit from the CBN. However, they manage customers’ funds. It is a 100% legit platform to perform your online transactions. You have nothing to lose when using the platform.

Branch loans Login/ Sign up.

You sign up or log in first to get the best of the Branch loan. It gives you legal access to get loans instantly. To log in to your branch account, take these easy steps:

  • Download the mobile app
  • Click on Sign in
  • Put your e-mail and password
  • Click on sign in

But if you want to create an account, follow these steps to sign up:

  • Open the mobile app
  • Click on Sign up
  • Click on Create an Account
  • Put your details 
  • And proceed

Branch Loans Requirements

To apply for loans on Branch, applicants must meet the requirement to get loans. You’ll require the following to complete your loan application:

  • An active phone number
  • A BVN
  • Bank Account Number

How to Apply for Branch Loan

Apply for a Branch loan in a few seconds. Customers can qualify to get their desired amount on Branch in 24hrs. 

Take these few steps to apply for Branch Loans:

  • Download the Branch mobile app
  • Sign up and select the loan option
  • Fill out the form with your phone number and account number or personal details
  • View the loan offers available, choose an offer
  • Hit Apply

How long does it Take Branch to Process a loan?

It takes about 24hrs to process all the loan applicationsThey aim to process loans in minutes rather than three hours.

Branch Loan Limits

The Branch has a maximum loan amount of 500,000. You accept, successfully remit the smaller sums as arranged, and progressively increase your credit limit to access this amount.

Branch loans Repayment

You can repay your loan in two ways:

  • Via Branch app with a debit card.
  • Via Bank transfer to your account number. 

To repay via the Branch loan app with a debit card, follow these steps:

  • Open the mobile app
  • Click on My Loan
  • Select the amount you wish to pay and tap continue
  • Select the debit card method of payment 
  • Put your debit card details
  • Click Continue.

To repay via Bank transfer, follow these steps:

  • Open the mobile app
  • Choose the amount you wish to repay.
  • After you have made your selection, tap Continue
  •  Select ‘Bank transfer’ from the drop-down menu.
  • Copy your account number.
  • Open your mobile banking application. Start a bank transfer to Bank Name and the Account Number copied from the Branch app.
  • If successful, your account will automatically get funded in seconds.

Visit the official website for more information

Branch International Loan Defaulters

If you fail to pay back your loan in due time, it implies that you won’t be qualified to submit a loan application again.

Branch loan Customer care

For issues or support contact Branch International loan via e-mail – at

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